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Chapter 13 Bankruptcy - SacramentoChapter 13 bankruptcy allows a person to consolidate the debt while making convenient monthly payments to a trustee. A payment plan is proposed which repays the debt over a three to five year period. The amount of the monthly payment and the length of the repayment plan is based upon the following factors:
The most common uses of Chapter 13 involve:
Secured debts are paid 100% on the dollar, while unsecured debts may be paid less than 100% on the dollar. A person receives a discharge under Chapter 13 once the payment plan is completed. Stephen A. Koonce - Attorney - (916)925-2851 - 791 University Avenue, Sacramento 95825 - Please mention this web site when you call.
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